Joshua Lightcap

If you're like me, you believe that money isn’t just about dollars & cents— It’s about waking up every day with the freedom to live life on your terms; to do what you love, when you want, without hesitation. It’s about knowing your loved ones are protected, no matter what happens, and having the peace of mind that your hard work is building the future you’ve always dreamt of.

That’s why, as a fiduciary financial advisor, I don’t just focus on investments—I focus on you. Before we talk about where to put your money, we talk about where you want to go, what you’re working toward, and what truly matters in your life.

Maybe you’re planning for retirement, saving for a child’s or grandchild’s education, or simply making sure the people you love are protected. Whatever your goals are, we’ll build a personalized strategy that grows with you—one that balances opportunity with risk so you can move forward with confidence. And because life changes, we’ll monitor, adjust, and refine your plan to keep you on track.

But I don’t do this alone. You’ll have the support of a powerful network—a team of professionals and cutting-edge technology working behind the scenes to ensure you receive the most comprehensive guidance possible.

And if you already have trusted advisors, like an attorney or accountant, I’ll collaborate with them to create a comprehensive, value-driven financial strategy tailored to your unique situation. By adding me to your team, you’re ensuring that everyone who understands your goals is working together to protect and grow what matters most to you. Your goals, wants, and needs aren’t just numbers—they’re the foundation of everything we do. That’s why, when we manage your investments, we’re not just looking at returns—we’re focused on adding value to your life in totality.

Education, Licenses & Other Professional Designations: 

• 2015 – University of Hawaii at Manoa; Bachelor of Arts in Finance
• 2018 – Life and Health Insurances and Annuity Specialist
• 2019 – Series 7 and 66 Licenses
• 2021 – Accredited Asset Management Specialist (AAMS®)
• 2022 – CERTIFIED FINANCIAL PLANNER™ (CFP®)
• 2023 – Certified Exit Planning Advisor (CEPA)
• 2023 – Chartered Retirement Plans Specialist SM (CRPS®)