Our Services
Lightcap Financial Group offers a comprehensive range of services designed to help you achieve your financial goals with confidence. From personalized investment strategies and retirement planning to tax optimization and estate planning, we provide tailored solutions that align with your unique priorities and expectations.
Comprehensive Portfolio Management
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Helping you set clear goals, manage your income and spending, and create a plan to pay off debt, save for big milestones, and invest wisely. Whether you're saving for a home, college, retirement, or just want financial security, we provide expert guidance to help you make smart decisions. Providing expert guidance to help you spend wisely, save efficiently, and protect your future, so you can take control of your finances and build a secure future.
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Guiding you on Social Security, pension, income strategies, investments, and estate planning to ensure a secure and lasting future. Our goal is to give you peace of mind, knowing your finances are set up to support you and your loved ones for years to come.
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Protecting you and your loved ones financially if something unexpected happens. We help you choose the right coverage—whether it’s for life, disability, or long-term care—so you have peace of mind knowing you’re prepared for the future.
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Creating a reliable, pension-like stream of income for retirement, so you don’t have to worry about outliving your savings. We guide you in choosing the right annuity options to protect your wealth, grow your money, and provide guaranteed income for the future.
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Setting up retirement plans that benefit both them and their employees. We help you choose the right option—like 401(k)s, IRAs, or profit-sharing plans—so you can save for the future while maximizing tax advantages. When the time comes, we also guide you through the process of selling your business, ensuring a smooth transition and financial security for your next chapter.
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Choosing the right mix of stocks, bonds, mutual funds, and other investments. We create a strategy based on your goals and risk comfort, so your money works for you now and in the future.
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Protecting your wealth as it transfers to the next generation means ensuring your legacy stays secure, grows, and avoids unnecessary taxes. We provide clear visuals of inheritance, taxes, and gifting options while testing strategies like trusts and charitable giving to minimize taxes we pay and maximize what your loved ones receive.
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Keeping more of your money by choosing the right retirement accounts and using strategies to lower your tax bill. We show you which accounts make the most sense for your situation and help you explore ways to reduce taxes, like timing withdrawals, charitable giving, and other advanced strategies to maximize your savings and grow your wealth.
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Making saving for education simple and tax-efficient while planning to grow your money over time. We do this while guiding you in balancing school costs with other financial goals and finding the best ways to make tuition more affordable.
Our Comprehensive Portfolio Management is designed to simplify your financial life, combining personalized asset management and financial planning into one, all-inclusive fee—so you can move forward with confidence, security, and peace of mind.
You’ll pay an annual advisory fee, applied monthly, based on the value of your assets, with a maximum fee of 1.20%. Fees vary and are negotiable, depending on the services provided and the assets under management. To keep things seamless, our fees are automatically deducted from your account.
Because our fee is based on a percentage of the assets we manage, our goals are directly aligned with yours. When your investments grow, we grow too—ensuring we remain fully invested in your success.
Financial Consulting
We provide personalized, transparent, and value-driven pricing, with a maximum flat fee of $10,000 and an hourly rate capped at $500—ensuring you receive expert guidance with precision and clarity. While we equip you with a strategic plan tailored to your goals, you will have full ownership of implementing and maintaining your plan and investments, empowering you to stay in control of your financial future.
Other Forms of Compensation
We do not receive compensation for referrals. However, if we recommend insurance products, we may receive payment directly from the carriers chosen by our clients. This may present a potential conflict of interest.
Contact us
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